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Help To Buy Legal Services

The Help to Buy is a Government scheme which provides a loan on favourable terms of up to 20% of the purchase cost of a newly built house. Therefore buyers (both first time and existing homeowners) need to only provide a 5% cash deposit in conjunction with a 75% mortgage to purchase their new home.

There are various Help to Buy options which include:

  • Help to Buy: ISA for first-time buyers within the UK
  • Shared Ownership: for owning a share of the home
  • Equity Loan: for new homes in the UK
  • London Help to Buy: for new homes in London

Although the Help to Buy scheme is an option for many people in the UK, there are certain restrictions in place by the Government which may mean that you’re not eligible for the scheme.

These restrictions include:

  • The property that you wish to purchase must be for your own use and you cannot sub-let the property
  • Your mortgage must include repayments and cannot only include interest

If you’re considering purchasing a house through the government’s Right to Buy scheme, we strongly urge you to seek legal advice from our Conveyancing Solicitors. Our specialist solicitors are able to provide you with all of the legal advice necessary to be able to use the Help to Buy scheme put in place by the Government. By choosing Pabla and Pabla Solicitors, you can be confident in our ability to put you at ease and keep you up-to-date with the entire process from beginning to end. Our solicitors are highly-qualified individuals with the most up-to-date knowledge of the Help to Buy Scheme, enabling us to provide you with the best option for yourself and your family.

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